Do I Have A Chance Of Recovering Financially For My Injuries If I Was Hit By An Uninsured Or Underinsured Driver?

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In this article, you will discover:

  • If it is worth it to file a personal injury claim when the at fault driver has little to no insurance
  • The statute of limitations for a personal injury case in Ohio
  • When you should seek medical care after an accident
  • If you should accept initial settlements from an insurance company
  • If you should hire a personal injury lawyer

Since it is illegal to drive without car insurance, the uninsured or underinsured party should be charged criminally for that incident. If the other party is cited, that is a criminal process that we need to monitor. You can take them to court civilly for not having insurance or being underinsured, if we think there is something that can be collected or recovered financially. Things always become a little more complex when the other party is uninsured or underinsured, so it will require a little bit of research on the person who caused the accident.

Is It Worth It To File A Personal Injury Claim When The At Fault Driver Has Little To No Insurance In Ohio?

In order to determine if it is worthwhile to file a personal injury claim when the at fault driver has little to no insurance, then we will need to do more research into the person who caused the accident. We need to find out if the person was cited and if there is a criminal case. If we want to take them to civil court for personal injury, we need to know if they even have the means to pay if we win the case.

How Long After A Car Wreck Do, I Have To File A Personal Injury Case In Ohio?

In the state of Ohio, the statute of limitations to file a personal injury case in a car accident is two years from the date of the accident. It is always best to contact our office right away, so we can get started on the case as soon as possible. It is best to begin the case as soon as possible after an accident, because paperwork gets lost, evidence might be lost, and witnesses might not remember or disappear. After two years, you will have little to no chance to recover anything from that person.

How Important Is Seeking Immediate Medical Treatment After A Car Accident In Ohio?

It’s extremely important to seek medical treatment right away. If you wait too long a day or more, the insurance company will question if the accident really was the cause of the injury. Because of this, it is critical that you seek medical treatment right away.

Should I Ever Accept The Initial Settlement Offer Made By An Insurance Company In My Car Accident Case?

Usually, the insurance company will offer you a settlement right away, but you have to sign a release. Once you sign that release, that means you release all claims from the insurance company. It is not good to sign that release because it bars you from any litigation whatsoever. It is always important for an attorney to review the paperwork before you sign anything or before you cash any of checks that they mail you. You should seek advice from our office first to make sure that you receive the proper compensation that you needed or are entitled to. Insurance companies often mail out small amounts of checks, hoping that people will sign the release. Always consult with us first before you sign anything or cash/deposit any checks.

Should I Still Hire A Personal Injury Attorney If It Is Clear That The Other Driver Is At Fault?

Yes, you should still hire a personal injury attorney. The insurance company wants to settle with you right away for a minimal amount. Even if you just consult with our office to make sure the insurance company is following the proper procedure and you are receiving the proper compensation that you are entitled to, please do so.

For more information on Auto Accident Personal Injury Claims in Ohio, a free initial consultation is your next best step. Get the information and legal answers you are seeking by calling (330) 221-3104 today.